All-In-One Online Payment Solution

Payment gateway is the first step in the online payment process. Choosing the right payment gateway in Malaysia to gives your customers ease of mind when they make any purchases online.

All-In-One Online Payment Solution

Payment gateway is the first step in the online payment process. Choosing the right payment gateway in Malaysia to gives your customers ease of mind when they make any purchases online.

Malaysia Online Payment Gateways Comparison

Compare Malaysia’s most popular online payment gateway in the comparison chart below.

Merchant Providers
Setup Fee	SME Plan (RM 488) Enterprise Plan (RM1,888) Enterprise Premium (RM2,988)	Standard (RM699) Premium (RM2,800) Corporate (RM5,000)	FREE	FREE	Not Stated	Waived
Annual Fee	SME, Enterprise Plan (RM500) Enterprise Premium (RM700)	Standard (RM25/month) Premium- (RM25/month) Corporate (RM50/month)	FREE	FREE	Basic : Free Standard : RM999 / year	1st year waived 2nd year onward RM99 per annum
Payment method (Online banking)	SME 2.7% or RM0.60 whichever is higher Enterprise 2.0% or RM0.60 whichever is higher Enterprise Premium 1.8% or RM0.60 whichever is higher	Standard – 2.40% or RM0.60 per transaction (whichever is higher) Premium- 2.00% or RM0.60 per transaction (Whichever is higher) OR Fixed rate of RM1.50 per transaction Corporate- 1.60% or RM0.60 per transaction (Whichever is higher) OR Fixed rate of RM1.00 per transaction	3.0% + RM 1.00 per paid transaction via FPX Fees exclude SST.	Domestic 3.9% + RM2.00 Cross border 4.4% + RM2.00	FPX B2C RM 1.10 per transaction (basic package) Standard package RM0.70	B2B : 2.4% or RM1 whichever is higher B2B : RM3 UPOP : 3%
Payment method (Credit card & eWallet)	Credit Card (Visa / Master) SME (2.7%) Enterprise (2%) Enterprise Premium (1.8%) Debit Card (Visa / Master) SME ( 2.5%) Enterprise (1.9%) Enterprise Premium (1.6%) Debit / Credit Card (UnionPay) SME (2.7%) Enterprise (2%) Enterprise Premium (1.8%) International Debit / Credit Card (Visa / Master / Union) Flat rate (2.9%) GrabPay – 1.7% Flat rate Boost, TNG, MaybankQR, NestQR, Mcash, Shopee, SetelPay (1.5% Flat rate) BNPL GrabPay, ATOME, MobyPay (6.0% Flatrate)	Credit card (Local – VISA & Master) Standard: 2.40%+ RM0.50 for ticket size < RM40.00 Premium- 2.00%+ RM0.50 for ticket size < RM40.00 Corporate- 1.60%+ RM0.50 for ticket size < RM40.00 Debit card (Local – VISA & Master) – Standard – 2.40%+ RM0.50 for ticket size < RM40.00 Premium- 1.80%+ RM0.50 for ticket size < RM40.00 Corporate- 1.40%+ RM0.50 for ticket size < RM40.00 International Credit / Debit card ( VISA & Master) Standard – 3.40%+ RM0.50 for ticket size < RM40.00 Premium- 3.00%+ RM0.50 for ticket size < RM40.00 Corporate- 3.00%+ RM0.50 for ticket size < RM40.00 MyDebit CNP Standard – 2.40%+ RM0.50 for ticket size < RM40.00 Premium- 1.80%+ RM0.50 for ticket size < RM40.00 Corporate- 1.40%+ RM0.50 for ticket size < RM40.00 E-wallets Standard MAE 1% Boost, ShopeePay, Mcash, TNG, GrabPay – 1.5% Premium MAE 1% Boost, ShopeePay, Mcash, TNG, GrabPay – 1.3% Corporate MAE 1% Boost, ShopeePay, Mcash, TNG, GrabPay – 1.2% BNPL GrabPay Postpaid, BNPL (6%) Atome BNPL (5%+RM1) Visa Installent (HSBC, Ambank, Stand Chart) 3 Months (2.65% per transaction) 6 Months (3.0% per transaction) 9 Months (3.5% per transaction) 12 Months (4.0% per transaction) 18 Months (5.0% per transaction) 24 Months (6.0% per transaction) 36 Months (8.0% per transaction)	Credit and Debit Card 3% + RM1.00 +1% (for international cards) +2% (If currency conversion is required) E-wallet: Alipay (2.9% + RM1.00) GrabPay (3%)	Domestic 3.9% + RM2.00 per paid transaction on VISA / Mastercard / Discover Network / American Express	Basic – 1.8% per transaction Standard package – 1.8 % per transaction	Credit Card Visa/Master (Local 2.4%)(Foreign 3.1%) – MyDebit 2% – Diners Club International (3.2%) – Union Pay (3%) E-wallet / QR Payment – Duitnow / Wechat pay (1%) – Shopee / Maybank QR (1.3%) – Tng / Grabpay / Boost / (1.4%) – Alipay China (1.5%) – Alipay+ Cross border (2.7%) – Union pay QRC (3%) Buy now pay later – Grabpay Paylater (Postpaid 5.5%) Installment (6%) – Atome (5%) Razer Cash – Razer Cash 7 Eleven (2.4%) or RM1.40 whichever is higher
Supported Currencies	RM only	RM (MYR) only	135 + International Currencies	RM (MYR), US, Euro, Singapore $ and more	RM only	International Currencies
Withdrawal Method	Not mentioned	Transfer to local bank (weekly)	Instant Payout to linked bank account or cards	Transfer to local bank (on request) / visa card Payment into PayPal Account Instantly.	Online banking (Next business day) Credit / Debit Card , Maybank QR Pay (T+2 business day) ShopeePay, TNG, Grabpay, Boost, Buy now pay later (Wednesday and Friday)	Duit now, Credit cards, Online Banking (weekly on every Thursday) Domestic E-wallet will be T+2) Any settlement that falls on a non business day will be made on the next business day.
Received money in local bank
Bank Transfer and other payment services	Malaysia Online Banking Affin Bank Agro Bank AmBank Alliance Bank Bank Islam Bank Muamalat BSN CIMB Clicks Hong Leong Connect HSBC Maybank OCBC RHB Public Bank Standard Chartered Visa / Master / American Express / Union Pay Other Payment Methods Alipay Boost GrabPay Mcash MAE NETS Setel ShopeePay TNG UnionPay GooglePay Paypal Buy Now, Pay Later Grab PayLater Atome	Malaysia Online Banking FPX Affin Bank Agro Bank AmBank Alliance Bank Bank of China BNP Paribas CITI Deutsche Bank Bank Rakyat Bank Islam Bank Muamalat BSN CIMB Clicks Hong Leong Connect HSBC Maybank OCBC RHB Public Bank Standard Chartered UOB Visa / Master / American Express / JCB / Union Pay / MyDebit Secure Other Payment Methods Alipay Boost GrabPay Mcash MAE ShopeePay TNG Buy Now, Pay Later Grab PayLater Atome Instalment VISA Instalments HSBC OCBC Standard Chartered Ambank	Malaysia Online Bank Transfer Banks supported by FPX Other Payment Methods Alipay Grabpay Card Visa Master UnionPay Link	N/A However, a customer can top up his / her Paypal accounts via online bank transfer.(Eg RHB Bank Online Transfer to top up)	Malaysia Online Banking Maybank2U CIMBClicks Banks supported by FPX Visa / Master Card Other Payment Methods Maybank QR Pay ShopeePay TNG GrabPay Boost Buy Now, Pay Later Grab PayLater Atome	Maybank2u CIMB Clicks Hong Leong Connect RHB Now AmOnline PBeBank Bank Islam Affin Bank FPX (Maybank, CIMB, Hong Leong, Public Bank, RHB, Bank Islam, AmBank, Affin Bank, Alliance Bank, Bank Simpanan Nasional, Bank Rakyat, OCBC, UOB, Standard Chartered Bank, Bank Muamalat, Kuwait Finance House) Fiuu Cash via 7-eleven Cryptocurrency (BTC, ETH, USDt) *cryptocurrency is subjected to management approval
Supported cards	VISA Master American Express Union Pay	VISA Master	VISA Master UnionPay Link	VISA card Master card Discover Network American Express	VISA & Mastercard	VISA Master MyDebit Diners Club International / – Discover UnionPay
Minimum amount for withdrawal	Not mentioned	No Minimum withdrawal amount	Not mentioned	RM 40	Not mentioned Please check with team@billplz.com	No minimum withdrawal amount
Application Approval Time	Within 7-10 working days (Merchant Account and Online Banking– GrabPay & Maybank QR within 1 month– Credit card within 60 – 90 days	Estimated Processing Time for Approval FPX and ewallets (touch n go, boost, mcash) (2 weeks) Credit/Debit Card payment channel (2 weeks) Grabpay, Atome, MAE, Shopeepay (3 – 4 weeks: wallet provider’s approval)	Not mentioned	Immediate (Get Your Credit Card ready to verify your PayPal Account)	Not mentioned Please check with team@billplz.com	Within 7 working days
E-Wallet	Alipay Boost GrabPay Mcash MAE NETS Setel ShopeePay TNG UnionPay GooglePay Paypal	Boost GrabPay Mcash MAE ShopeePay TNG	Alipay Grabpay	N/A	Payment Methods Maybank QR Pay ShopeePay TNG GrabPay Boost	DuitNowQR Touch’nGo ShopeePay GrabPay Boost Maybank QRPay WeChat Pay Alipay China Alipay+ Cross-border UnionPay
E-commerce Platform Integrations	Not mentioned	Not mentioned	Not mentioned	Shopify, WooCommerce, EasyStore, Squarespace, Magento, RapidCloud, VirtueMart, Opencart, PrestaShop, Zen cart, J2store, Shoptimize, Oscommerce, Zenoti, HikaShop, myBizCart	Opencart, Woocommerce, Magento, Shopify, moodle, PrestaShop, Sellacious, OJS, Ecwid, Cive and total of 30 e-commerce platforms	After the account approval process, the merchant will have the opportunity to appoint your related IT team to reference the API we will provide at a later stage. For all matters concerning merchant’s account, including integration, transactions, or any account-related issues, please feel free to reach out to related team support team support@fiuu.com. They will assist you promptly.

Do note that the listed pricing and details are subject to change according to the payment gateway’s discretion,
for the most up to date information do visit their respective websites.

Malaysia Payment Gateway Benefits You Should know

Billplz

• Quick application & approval process (3 working days)
• Process members payout directly in local currency
• Easily share campaign across all social media channels
• Support all banks under FPX

-> Check Pricing From Billplz Official Page

Stripe

• Comprehensive security and rigorous compliance
• Fast and predictable payouts
• 24×7 phone, chat and email support
• Robust developer platform and third-party integrations

-> Check Pricing From Stripe Official Page

PayPal

• Easy sign up
• International presence
• 100 Million+ ACTIVE registered accounts
• Process multi-currencies

-> Check Pricing From PayPal Official Page

iPay88

• Support Malaysia Online Bank Transfer
• Offer International Gateways – multiple currencies
• Low transaction fee
• Short settlement period
• After sales service

-> Check Pricing from iPay88 Official Page

Malaysia Payment Gateway Benefits You Should know

Billplz

-> Check Pricing From Billplz Official Page

Stripe

• Comprehensive security and rigorous compliance
• Fast and predictable payouts
• 24×7 phone, chat and email support
• Robust developer platform and third-party integrations

-> Check Pricing From Stripe Official Page

PayPal

• Easy sign up
• International presence
• 100 Million+ ACTIVE registered accounts
• Process multi-currencies

-> Check Pricing From PayPal Official Page

iPay88

• Support Malaysia Online Bank Transfer
• Offer International Gateways – multiple currencies
• Low transaction fee
• Short settlement period
• After sales service

-> Check Pricing from iPay88 Official Page

Can’t Decide on which payment gateway to use?

No worries, let our expert team guide you through the whole online payment process.

Get a free consultation today

All-In-One Online Payment Solution

All-In-One Online Payment Solution

Malaysia Online Payment Gateways Comparison

Compare Malaysia’s most popular online payment gateway in the comparison chart below.

Do note that the listed pricing and details are subject to change according to the payment gateway’s discretion, for the most up to date information do visit their respective websites.

Malaysia Payment Gateway Benefits You Should know

Billplz

Stripe

PayPal

iPay88

Billplz

Stripe

PayPal

iPay88

Malaysia Payment Gateway Benefits You Should know

Billplz

Stripe

PayPal

iPay88

Billplz

Stripe

PayPal

iPay88

Can’t Decide on which payment gateway to use?

No worries, let our expert team guide you through the whole online payment process.

Do note that the listed pricing and details are subject to change according to the payment gateway’s discretion,
for the most up to date information do visit their respective websites.